Capital Credit and Collection Service, Inc.
Providing commercial & consumer collection and debt recovery services for over 50 years!
Welcome to Capital Credit & Collections
In 2017, Rain Davidson and Ryan Murphyfounded Capital Credit & Collection Service, Inc., which now has over 52 Million in combined managed capital. Over the years, we have created specialized programs and trained our staff to handle collections for both commercial and consumer purposes. This focus has enabled Capital Credit to establish long-term partnerships with leading companies in various sectors, including Utilities, Medical, Transportation, Financial, and Governmental Agencies.
At Capital Credit, we present an unmatched chance for you to retrieve overdue funds in a prompt, comprehensive, and professional manner. Our range of account receivables management services is designed to swiftly replenish your business's cash flow. Our objective is consistently to establish a long-term partnership that is mutually beneficial for our clients.
Experienced Staff
Capital Credit's main emphasis is on the recovery of overdue accounts. Our organization is expanding and offers career advancement for our employees, allowing us to recruit and retain top-notch individuals. Our collection agents hold ACA (American Collectors Association) certification and possess extensive experience, with many having over 15 years in the collection industry. On average, our Unit Managers and Lead Collection staff have over 20 years of experience in collection work.
All individuals who have direct contact with the debtor receive comprehensive training to comply with the Privacy Act of 1974, as amended (5 U.S.C. 422a), the Fair Debt Collection Practices Act (Title VIII of PL 95-109), and the Debt Collection Act of 1982. They also possess knowledge of state-specific laws when applicable and industry-specific regulations such as current HIPAA guidelines. Every collector at Capital Credit is required to sign a Code of Ethics and Collection Principles that clearly define the ethical standards and collection practices upheld by Capital Credit.
